" href="https://www.crgeng.com/pfizer-and-microsoft-team-up-against-viagra-spam/" rel="bookmark">
Pfizer and Microsoft team up against Viagra spam

Sunday, February 13, 2005

New York –”Buy cheap Viagra through us – no prescription required!” Anyone with an active email account will recognize lines like this one. According to some reports, unsolicited advertisements (spam) for Viagra and similar drugs account for one in four spam messages.

BACKGROUND

Spamming remains one of the biggest problems facing email users today. While users and systems administrators have improved their defenses against unsolicited email, many spammers now insert random words or characters into their letters in order to bypass filters. The Wikipedia article Stopping email abuse provides an overview of the various strategies employed by companies, Internet users and systems administrators to deal with the issue.

Ever since pharmaceutical giant Pfizer promised to cure erectile dysfunction once and for all with its blue pills containing the drug sildenafil citrate, spammers have tried to tap into male anxiety by offering prescription-free sales of unapproved “generic” Viagra and clones such as Cialis soft tabs. Legislation like the U.S. CAN-SPAM act has done little to stem the tide of email advertising the products.

Now Pfizer has entered a pledge with Microsoft Corporation, the world’s largest software company, to address the problem. The joint effort will focus on lawsuits against spammers as well as the companies they advertise. “Pfizer is joining with Microsoft on these actions as part of our shared pledge to reduce the sale of these products and to fight the senders of unsolicited e-mail that overwhelms people’s inboxes,” said Jeff Kindler, executive vice president at Pfizer.

Microsoft has filed civil actions against spammers advertising the websites CanadianPharmacy and E-Pharmacy Direct. Pfizer has filed lawsuits against the two companies, and has taken actions against websites which use the word “Viagra” in their domain names. Sales of controlled drugs from Canadian pharmacies to the United States are illegal, but most drugs sold in Canada have nevertheless undergone testing by the U.S. Food and Drug Administration. This is not the case for many of the Viagra clones sold by Internet companies and manufactured in countries like China and India. While it was not clear that CanadianPharmacy was actually shipping drugs from Canada, Pfizer’s general counsel, Beth Levine, claimed that the company filled orders using a call center in Montreal, reported the Toronto Star.

For Microsoft’s part, they allege that the joint effort with Pfizer is part of their “multi-pronged attack on the barrage of spam.” As the creator of the popular email program Outlook, Microsoft has been criticized in the past for the product’s spam filtering process. Recently, Microsoft added anti-spam measures to its popular Exchange server. Exchange 2003 now includes support for accessing so-called real-time block lists, or RTBLs. An RTBL is a list of the IP addresses maintained by a third party; the addresses on the list are those of mailservers thought to have sent spam recently. Exchange 2003 can query the list for each message it receives.

byAlma Abell

When the plan is to purchase a commercial building for use as an investment or to house a business, it makes sense for the buyer to know all there is to know about that property. This includes understanding the current condition of the plumbing system. By choosing to hire one of the Commercial Plumbers in Vermont to inspect that plumbing it advance, it is possible to ensure that everything is in proper working order.

During the Inspection As part of the inspection process, any of the Commercial Plumbers in Vermont will look at every facet of the system. Along with taking a look at the pipes and making sure they are sound, the plumber will also want to look closely at all fixtures connected to that system. This includes the condition of faucets, valves, and drains. The goal is to determine if there is anything that may need replacing in the next couple of years, or if everything is in relatively decent shape. Providing a Detailed Report The plumber will provide written details related to the outcome of the inspection. If there is a fair amount of work that needs to be done to the plumbing, that detail can be used as a bargaining chip to negotiate a lower purchase price.

If the work is truly extensive and likely to cost a great deal of money, the buyer may decide that letting the deal go and moving on to other prospective properties is the best thing to do. Taking Care of the Necessary Repairs Assuming that the buyer and seller can come to an agreement, the plumber can move forward with making the necessary repairs. Part of the deal will be determining who is responsible for paying the plumber for the services rendered. If the seller agrees to pay for the repairs as a condition of the sale, then he or she will make payment arrangements with the plumbing professional.

If the buyer locks in a lower purchase price in exchange for agreeing to pay for the repairs, then that individual will work with the plumber to get the job done. For any buyer or seller who needs a complete plumbing inspection for a piece of commercial property, contact the professionals at . The inspection will be done in no time, and the two parties can use the information to negotiate the terms of the sale.

" href="https://www.crgeng.com/pay-by-plastic-pumps-up-gas-prices-notes/" rel="bookmark">
Pay-by-Plastic pumps up gas prices/Notes

Saturday, April 30, 2005

The first thing to catch my eye when I approached what used to be a Texeco gas station, was a guy up in a man-lift beside the pump price sign. Seeing heavy equipment being used to change what I thought were the gas prices, I thought, “Gawds, these prices are getting out of hand!”

After stopping in later and talking with the owner, I was impressed by how elated he was on the subject of bank processing fees. This was news to me. So I reported it.

The man-lift I saw earlier is absent from the photograph I took. They had used the lift to change the pump price sign from Texaco to Shell.

" href="https://www.crgeng.com/samoa-looking-ahead-to-rio-paralympics-with-eye-on-powerlifting/" rel="bookmark">
Samoa looking ahead to Rio Paralympics with eye on powerlifting

Tuesday, September 11, 2012

London, England — In an interview with Samoa’s Chef de Mission at the London Paralympics, Julie Tuala said she hopes to get a powerlifting program under way in Samoa following the London Games.

The Samoa Paralympic Committee, she explained, with assistance from the Oceania Paralympic Committee is submitting a grant request to acquire the equipment necessary for a powerlifting program in Samoa; equipment costs around A$18,000 to A$20,000 used, and is specifically built for paraplegic competitors who need to be strapped down when lifting. If Samoa is successful in getting the money for the equipment, the next challenge will be finding money to cover the cost of freighting it to Samoa. Tuala and the nation’s athletics coach have previously held raffles, run events at a golf club, and run bake sales to assist in covering costs for developing disability sport in the country and look to do it again if they can get the grant. The last grant the International Paralympic Committee gave for the region for the equipment did not include Samoa.

According to Tuala, equipment costs are a major barrier to participation in the development of disability sport. Samoan London Paralympian Leitu Viliamu needs a new leg as she has outgrown hers. A high quality leg like the one worn by Oscar Pistorius can cost upwards of AUD$10,000 per leg. Viliamu and fellow Samoan Paralympian Milo Toleafoa only acquired real running shoes for the first time when they arrived in London.

Samoa has primarily sent athletics competitors to past Paralympics because of the cost factor.

Endangered Luzon Buttonquail photographed alive by Philippines documentary

" href="https://www.crgeng.com/endangered-luzon-buttonquail-photographed-alive-by-philippines-documentary/" rel="bookmark">
Endangered Luzon Buttonquail photographed alive by Philippines documentary
Author:

5 Jun

Sunday, February 22, 2009

According to ornithologists, a rare Philippines buttonquail feared to have gone extinct was recently documented alive by a cameraman inadvertently filming a local market, right before it was sold and headed for the cooking pot. Scientists had suspected the species—listed as “data deficient” on the 2008 International Union for Conservation of Nature’s Red List Category—was extinct.

Last month, native bird trappers snared and successfully caught the Luzon Buttonquail (Turnix worcesteri or Worcester’s buttonquail) in Dalton Pass, a cold and wind-swept bird passageway in the Caraballo Mountains, in Nueva Vizcaya, located between Cordillera Central and Sierra Madre mountain ranges, in Northern Luzon.

The rare species, previously known to birders only through drawings based on dead museum specimens collected several decades ago, was identified in a documentary filmed in the Philippines called Bye-Bye Birdie.

British birder and WBCP member Desmond Allen was watching a January 26 DVD-video of a documentary, Bye-Bye Birdie, when he recognized the bird in a still image of the credits that lasted less than a second. Allen created a screenshot, which was photographed by their birder-companion, Arnel Telesforo, also a WBCP member,in Nueva Vizcaya’s poultry market, before it was cooked and eaten.

i-Witness: The GMA Documentaries, a Philippine documentary news and public affairs television show aired by GMA Network, had incorporated Telesforo’s photographs and video footage of the live bird in the documentary, that was created by the TV crew led by Mr Howie Severino. The Philippine Network had not realized what they filmed until Allen had informed the crew of interesting discovery.

Mr Severino and the crew were at that time, in Dalton Pass to film “akik”, the traditional practice of trapping wild birds with nets by first attracting them with bright lights on moonless nights. “I’m shocked. I don’t know of any other photos of this. No bird watchers have ever given convincing reports that they have seen it at all… This is an exciting discovery,” said Allen.

The Luzon Buttonquail was only known through an illustration in the authoritative book by Robert S. Kennedy, et al, A Guide to the Birds of the Philippines. This birders “bible” includes a drawing based on the skins of dead specimens collected a century ago, whereas the otherwise comprehensive image bank of the Oriental Bird Club does not contain a single image of the Worcester’s Buttonquail.

“With the photograph and the promise of more sightings in the wild, we can see the living bill, the eye color, the feathers, rather than just the mushed-up museum skin,” exclaimed Allen, who has been birdwatching for fifty years, fifteen in the Philippines, and has an extensive collection of bird calls on his ipod. He has also spotted the Oriental (or Manchurian) Bush Warbler, another rare bird which he has not seen in the Philippines.

“We are ecstatic that this rarely seen species was photographed by accident. It may be the only photo of this poorly known bird. But I also feel sad that the locals do not value the biodiversity around them and that this bird was sold for only P10 and headed for the cooking pot,” Wild Bird Club of the Philippines (WBCP) president Mike Lu said. “Much more has to be done in creating conservation awareness and local consciousness about our unique threatened bird fauna. This should be an easy task for the local governments assisted by the DENR. What if this was the last of its species?” Lu added.

“This is a very important finding. Once you don’t see a bird species in a generation, you start to wonder if it’s extinct, and for this bird species we simply do not know its status at all,” said Arne Jensen, a Danish ornithologist and biodiversity expert, and WBCP Records Committee head.

According to the WBCP, the Worcester’s buttonquail was first described based on specimens bought in Quinta Market in Quiapo, Manila in 1902, and was named after Dean Conant Worcester.

Since then just a few single specimens have been photographed and filmed from Nueva Vizcaya and Benguet, and lately, in 2007, from Mountain Province by the Field Museum of Natural History in Chicago, Illinois.

Dean Conant Worcester, D.Sc., F.R.G.S. was an American zoologist, public official, and authority on the Philippines, born at Thetford, Vermont, and educated at the University of Michigan (A.B., 1889).

From 1899 to 1901 he was a member of the United States Philippine Commission; thenceforth until 1913 he served as secretary of the interior for the Philippine Insular Government. In 1910, he founded the Philippine General Hospital, which has become the hospital for the poor and the sick.

In October, 2004, at the request of Mr Moises Butic, Lamut CENR Officer, Mr Jon Hornbuckle, of Grove Road, Sheffield, has conducted a short investigation into bird-trapping in Ifugao, Mountain Province, Banaue Mount Polis, Sagada and Dalton Pass, in Nueva Vizcaya.

“Prices ranged from 100 pesos for a Fruit-Dove to 300 pesos for a Metallic Pigeon. Other species that are caught from time to time include Flame-breasted Fruit-Dove and Luzon Bleeding-heart; on one occasion, around 50 of the latter were trapped! All other trapped birds are eaten,” said Hornbuckle. “The main trapping season is November to February. Birds are caught at the lights using butterfly-catching type nets. Quails and Buttonquails were more often shot in the fields at this time, rather than caught, and occasionally included the rare Luzon (Worcester’s) Buttonquail, which is only known from dead specimens, and is a threatened bird species reported from Dalton Pass,” he added.

In August, 1929, Richard C. McGregor and Leon L. Gardner of the Cooper Ornithological Society compiled a book entitled Philippine Bird Traps. The authors described the Luzon Buttonquail as “very rare,” having only encountered it twice, once in August and once in September.

“They are caught with a scoop net from the back of a carabao. Filipino hunters snared them, baiting with branches of artificial red peppers made of sealing wax,” wrote McGregor and Leon L. Gardner. “The various ingenious and effectual devices used by Filipinos for bird-trapping include [the] ‘Teepee Trap’ which consists of a conical tepee, woven of split bamboo and rattan about 3 feet high and 3 feet across at the base, with a fairly narrow entrance. ‘Spring Snares’ were also used, where a slip noose fastened to a strongly bent bamboo or other elastic branch, which is released by a trigger, which is usually the perch of the trap,” their book explained.

A passage from the bird-trap book, which explains why Filipinos had eaten these endangered bird species, goes as follows:

Thousands of birds appear annually in the markets of the Philippine Islands. Snipe, quails, wild ducks, silvereyes, weavers, rails, Java sparrows, parrakeets, doves, fruit pigeons, and many more are found commonly. Some of these are vended in the streets as cage birds; many are sold for food. Most of them are living; practically none has been shot. How are these birds obtained? The people possess almost no firearms, and most of them could ill afford the cost of shells alone. Nevertheless, birds are readily secured and abundantly exposed for sale. In a land which does not raise enough produce to support itself, where the quest for food is the main occupation of life, where the frog in the roadside puddle is angled, the minnow in the brook seined, and the all-consuming locust itself consumed, it is not surprising (though regrettable) that birds are considered largely in the light of dietary additions.Philippine Bird Traps, by Richard C. McGregor and Leon L. Gardner, 1930 Cooper Ornithological Society

A global review of threatened species by the International Union for Conservation of Nature (IUCN) indicates drastic decline of animal and plant life. This includes a quarter of all mammals, one out of eight birds, one out of three amphibians and 70 percent of plants.

The report, Red List of Threatened Species, is published by IUCN every year. Additionally, a global assessment of the health of the world’s species is released once in four years. The data is compiled by 1,700 experts from 130 countries. The key findings of the report were announced at the World Conservation Congress held in Barcelona, Spain.

The survey includes 44,838 species of wild fauna and flora, out of which 16,928 species are threatened with extinction. Among the threatened, 3,246 are tagged critically endangered, the highest category of threat. Another 4,770 species are endangered and 8,912 vulnerable to extinction.

Environmental scientists say they have concrete evidence that the planet is undergoing the “largest mass extinction in 65 million years”. Leading environmental scientist Professor Norman Myers says the Earth is experiencing its “Sixth Extinction.”

Scientists forecast that up to five million species will be lost this century. “We are well into the opening phase of a mass extinction of species. There are about 10 million species on earth. If we carry on as we are, we could lose half of all those 10 million species,” Myers said.

Scientists are warning that by the end of this century, the planet could lose up to half its species, and that these extinctions will alter not only biological diversity but also the evolutionary processes itself. They state that human activities have brought our planet to the point of biotic crisis.

In 1993, Harvard biologist E.O. Wilson estimated that the planet is losing 30,000 species per year – around three species per hour. Some biologists have begun to feel that the biodiversity crisis dubbed the “Sixth Extinction” is even more severe, and more imminent, than Wilson had expected.

The Luzon Buttonquail (Turnix worcesteri) is a species of bird in the Turnicidae family. It is endemic to the island of Luzon in the Philippines, where it is known from just six localities thereof. Its natural habitat is subtropical or tropical high-altitude grassland, in the highlands of the Cordillera Central, although records are from 150-1,250 m, and the possibility that it frequents forested (non-grassland) habitats cannot be discounted.

The buttonquails or hemipodes are a small family of birds which resemble, but are unrelated to, the true quails. They inhabit warm grasslands in Asia, Africa, and Australia. They are assumed to be intra-island migrants, and breed somewhere in northern Luzon in April-June and that at least some birds disperse southwards in the period July-March.

These Turnicidae are small, drab, running birds, which avoid flying. The female is the more brightly coloured of the sexes, and initiates courtship. Unusually, the buttonquails are polyandrous, with the females circulating among several males and expelling rival females from her territory. Both sexes cooperate in building a nest in the earth, but only the male incubates the eggs and tends the young.

Called “Pugo” (quail) by natives, these birds inhabit rice paddies and scrub lands near farm areas because of the abundance of seeds and insects that they feed on regularly. These birds are characterized by their black heads with white spots, a brown or fawn colored body and yellow legs on males and the females are brown with white and black spots.

These birds are very secretive, choosing to make small path ways through the rice fields, which unfortunately leads to their deaths as well, they are hunted by children and young men by means of setting spring traps along their usual path ways.

Buttonquails are a notoriously cryptic and unobtrusive family of birds, and the species could conceivably occur in reasonable numbers somewhere. They are included in the 2008 IUCN Red List Category (as evaluated by BirdLife International IUCN Red List of Threatened Species). They are also considered as Vulnerable species by IUCN and BirdLife International, since these species is judged to have a ten percent chance of going extinct in the next one hundred years.

News briefs:June 8, 2010

" href="https://www.crgeng.com/news-briefsjune-8-2010/" rel="bookmark">
News briefs:June 8, 2010
Author:

4 Jun

Wikinews Audio Briefs Credits
Produced By
Turtlestack
Recorded By
Turtlestack
Written By
Turtlestack
Listen To This Brief

Problems? See our media guide.

City Planning Board postpones decision on Buffalo, N.Y. hotel proposal

" href="https://www.crgeng.com/city-planning-board-postpones-decision-on-buffalo-n-y-hotel-proposal-2/" rel="bookmark">
City Planning Board postpones decision on Buffalo, N.Y. hotel proposal
Author:

4 Jun

Buffalo, N.Y. Hotel Proposal Controversy
Recent Developments
  • “120 year-old documents threaten development on site of Buffalo, N.Y. hotel proposal” — Wikinews, November 21, 2006
  • “Proposal for Buffalo, N.Y. hotel reportedly dead: parcels for sale “by owner”” — Wikinews, November 16, 2006
  • “Contract to buy properties on site of Buffalo, N.Y. hotel proposal extended” — Wikinews, October 2, 2006
  • “Court date “as needed” for lawsuit against Buffalo, N.Y. hotel proposal” — Wikinews, August 14, 2006
  • “Preliminary hearing for lawsuit against Buffalo, N.Y. hotel proposal rescheduled” — Wikinews, July 26, 2006
  • “Elmwood Village Hotel proposal in Buffalo, N.Y. withdrawn” — Wikinews, July 13, 2006
  • “Preliminary hearing against Buffalo, N.Y. hotel proposal delayed” — Wikinews, June 2, 2006
Original Story
  • “Hotel development proposal could displace Buffalo, NY business owners” — Wikinews, February 17, 2006

Thursday, March 2, 2006

Buffalo, New York —In an unanimous vote, the City of Buffalo‘s Planning Board voted to table the Elmwood Village hotel Proposal, postponing voting on legislation for up to 30 days.

The Board said its decision was due to the lack of public involvement, saying that there have not been enough meetings.

The Elmwood Village Hotel is a proposed project by Savarino Construction Services Corporation and was designed by Karl Frizlen of The Frizlen Group. The hotel would be placed on Elmwood and Forest Avenues in Buffalo, New York. In order for the hotel to be built, at least five buildings, that include both businesses and residents, must be demolished.

The Forever Elmwood Corp. is a Buffalo-based non-profit organization founded in 1994. Justin Azzarella, the Executive Director for the organization voiced support for the proposal, stating: “I am here today to lend Forever Elmwood’s support the hotel project. Particularly, Forever Elmwood is encouraged by the fact that this building follows the more stringent Elmwood Village Design Guidelines. We have been speaking with Savarino Construction, and they have promised us [Forever Elmwood] that they will engage the community further, including the surrounding Block Clubs and businesses. For that reason, while Forever Elmwood is in support of this project and the type of project that it is, we are asking also that the project be tabled so that the community can be further engaged. Specifically the surrounding Block clubs which include the Granger, Claremont, Asland and The Lincoln Parkway Block Clubs.”

“Because of the excellent work that Karl does and the game plan that they have, I think its an ideal use of this particular location. I think that this particular type of development needs to be encouraged and promoted as opposed to roadblocked,” said a man who owns five properties near the proposal site.

However, Evelyn Bencinich, a resident of Granger Place and whose house would be located directly behind the hotel said, “My property value will be depreciated or non-existent because no one is going to want to live behind a multi-story hotel. We are facing up to a year of noisy and dangerous demolition and construction. Children, pets and even drunk rebellers could wander on site and get hurt. Traffic tie-ups caused by large machinery and garbage bins is inevitable. Where will pedestrians walk? We could experience increased unsanitary flooding in our yards and basements due to the digging and cementing for the underground parking garage. Rats will be displaced into the immediate neighborhoods and be in great abundance. Once we get past the year of nightmare construction, what if you build it and they don’t come? We could ultimately have a seven million dollar rooming house on our corner.”

Patty Morris, co-owner of Don Apparel with Nancy Pollina at 1119 Elmwood also asked that the project be tabled saying, “this has only been public knowledge for less than two weeks and the public never saw the redesign. How can you vote on anything that no one has seen yet? The Board cut off Morris saying, “so specifically you don’t have any problem with it [the design] you just…” Morris then said, “Oh I am totally against this project, but thats besides the point isn’t it.”

The planning board is also concerned that the current design may still be too big.

At one point Board member Susan Curran Hoyt said, “we know you’ve cut down your number of rooms on this project, but we still see it doesn’t seem to fit the description of a ‘botique’ hotel,” and asked Eva Hassett, Vice President of Savarino Construction, “we wonder if you could reduce the rooms further.”

“One thing I didn’t talk about was the price levels of these rooms and that will be important to know. The room rate will be somewhere between US$120 and $160 a night, which is about the same price of the Hampton Inn down town and the smaller you make the hotel, the more expensive the rooms will get. We believe that we’ve made a good compromise in terms of the size of the hotel and perhaps botique means different things to different people,” said Hassett.

The board was also concerned that there is not enough parking asking, “are there alternative plans for valet parking off-site, in the event that you have a full hotel or a large event going on?”

“We are exploring several possibilities with respect to additional parking for valet and parking near-by,” replied Hassett. “We are also exploring the possibility of using the rear of 1105 Elmwood for additional parking, which would give us an additional ten or eleven spaces.”

The new design has a total of 55 parking spaces for 72 rooms, with 39 of them underground and the rest on ground level.

Hassett also said that a “parking study” will be done on the area.

Concerns that the second floor of the hotel will be too close to the property of 605 Forest were also brought up. The board asked how far the hotel would be from the property and Karl Frizlen replied saying it would “be approximately five feet from the property line,” but he also admitted that, “I do not know exactly how close the house next door” will be from the hotel, but did say “I think the house is about four or five feet away from the property line and we [the hotel] sit right on the property line.”

The board is concerned the setback from the property is not enough saying the space between the building and the hotel is “pretty narrow.”

The City’s Common Council also agreed to table the proposal also citing the need for more public engagement and the need for more organizations to respond including the Buffalo Preservation Board and the Office of Historic Preservation.

During that meeting, Hassett also said the proposal to try and get a variance to obtain the properties of 605 and 607 Forest were “now off the agenda.”

The Common Council is expected to meet and hold a public hearing about the project and the rezoning of the properties to be demolished (1119-1121 Elmwood) on Tuesday March 7, 2006 at 2:00 p.m. in Council Chambers at City Hall. At the moment the properties are not zoned for a hotel.

Victoria Wyndham on Another World and another life

" href="https://www.crgeng.com/victoria-wyndham-on-another-world-and-another-life-2/" rel="bookmark">
Victoria Wyndham on Another World and another life
Author:

4 Jun

Thursday, December 13, 2007

Victoria Wyndham was one of the most seasoned and accomplished actresses in daytime soap opera television. She played Rachel Cory, the maven of Another World‘s fictional town, Bay City, from 1972 to 1999 when the show went off the air. Wyndham talks about how she was seen as the anchor of a show, and the political infighting to keep it on the air as NBC wanted to wrest control of the long-running soap from Procter & Gamble. Wyndham fought to keep it on the air, but eventually succumbed to the inevitable. She discusses life on the soap opera, and the seven years she spent wandering “in the woods” of Los Angeles seeking direction, now divorced from a character who had come to define her professional career. Happy, healthy and with a family she is proud of, Wyndham has found life after the death of Another World in painting and animals. Below is David Shankbone’s interview with the soap diva.

Contents

  • 1 Career and motherhood
  • 2 The politics behind the demise of Another World
  • 3 Wyndham’s efforts to save Another World
  • 4 The future of soap operas
  • 5 Wyndham’s career and making it as a creative
  • 6 Television’s lust for youth
  • 7 Her relationship today to the character Rachel Cory
  • 8 Wyndham on a higher power and the creative process
  • 9 After AW: Wyndham lost in California
  • 10 Wyndham discovers painting
  • 11 Wyndham on the state of the world
  • 12 Source

Commonwealth Bank of Australia CEO apologies for financial planning scandal

" href="https://www.crgeng.com/commonwealth-bank-of-australia-ceo-apologies-for-financial-planning-scandal-4/" rel="bookmark">
Commonwealth Bank of Australia CEO apologies for financial planning scandal
Author:

3 Jun

Thursday, July 3, 2014

Ian Narev, the CEO of the Commonwealth Bank of Australia, this morning “unreservedly” apologised to clients who lost money in a scandal involving the bank’s financial planning services arm.

Last week, a Senate enquiry found financial advisers from the Commonwealth Bank had made high-risk investments of clients’ money without the clients’ permission, resulting in hundreds of millions of dollars lost. The Senate enquiry called for a Royal Commission into the bank, and the Australian Securities and Investments Commission (ASIC).

Mr Narev stated the bank’s performance in providing financial advice was “unacceptable”, and the bank was launching a scheme to compensate clients who lost money due to the planners’ actions.

In a statement Mr Narev said, “Poor advice provided by some of our advisers between 2003 and 2012 caused financial loss and distress and I am truly sorry for that. […] There have been changes in management, structure and culture. We have also invested in new systems, implemented new processes, enhanced adviser supervision and improved training.”

An investigation by Fairfax Media instigated the Senate inquiry into the Commonwealth Bank’s financial planning division and ASIC.

Whistleblower Jeff Morris, who reported the misconduct of the bank to ASIC six years ago, said in an article for The Sydney Morning Herald that neither the bank nor ASIC should be in control of the compensation program.

I Feel Like My Husband Doesn’t Love Me Anymore 5 Questions To Ask Yourself

Click Here To Know More About:

By Susan Willis

Only a wife who no longer feels loved by her husband knows what it is like to spend the whole night with someone and yet still feel cold and lonely. Being with a man who does not seem to love you anymore can really feel like you are already living your life alone. Sure, the two of you still share a house, financial concerns, and maybe children – but your lives are basically being lived apart.

Living in what feels like a loveless marriage is in many ways harder to bear than being actually single. Of course, actually getting a divorce and living alone means facing a number of harsh realities. But, when the love seems to have left a marriage, you have to ask yourself: why go on in your marriage? And: is there any way to get the love back?

If you find yourself saying to yourself or friends, “I feel like my husband doesn’t love me anymore,” here are 5 questions to ask yourself:

1. Do you still love him?

Of course, with this and each of the other questions posed below, it is very important to be 100% honest with yourself. Now, here goes: do you still love your husband? If you do not love him but just feel you should be married because it is the thing to do, you need to seriously examine whether your marriage is worth saving.

[youtube]http://www.youtube.com/watch?v=hbysbP7Q0aM[/youtube]

2. Has he done anything to make it impossible to respect or trust him?

If your husband has done one or more things – such as cheating on you, being physically abusive, or draining your family’s savings to feed a gambling problem – to make it impossible to respect or trust him anymore, your relationship already may be past the point of no return.

3. Do you suspect he is distracted by something outside the relationship?

Sometimes, a lack of interest in a marriage on the part of the husband or wife is due entirely to outside factors not related to the marriage itself. For example, if your husband is having financial problems, challenges at work, or is having health-related issues, he may come across to you as being much less warm and loving than he otherwise might be.

4. Does he have interest in sex, even if it is not with you?

One way that couples keep the momentum of their relationship going strong is by maintaining a healthy sexual relationship. If your husband has lost interest in your mutual sexual relationship, one question you should be asking is whether he has lost his sex drive overall, or just with you. If you believe that he has lost his overall sex drive, it could be a sign that he has a condition called Low T or low testosterone. Or, he could have depression problems. Both of these issues have nothing to do with you.

5. Does he have friends and other outside interests that make him happy?

Apart from his seeming relative lack of interest in your relationship, does your husband have other areas in his life that make him happy? For example, does he have hobbies, friends or activities that put a smile on his face? If not, one of your husband’s problems could be just a general lack of excitement about life or even depression (see above). Getting him to take the time to enjoy himself a bit more could do wonders for your marriage.

Based upon your answers to these 5 questions, you probably have a better idea now about where your relationship is and what other potential causes there could be in your husband’s seeming lack of interest in your marriage.

Now, if you still feel you want to fight for your marriage, it is time to get an action plan together to revive the love in your marriage.

About the Author: Get your difficult marriage back on track with expert relationship advice from someone who has saved thousands of marriages at:

Bring My Husband’s Love Back

.

Source:

isnare.com

Permanent Link:

isnare.com/?aid=599286&ca=Marriage