Managing Personal Finances by micheal wiliamManaging your money and personal finances is easy with just a basic understanding of the world of finance. You can learn to handle yourself in stressful moments with this guide to personal finances, budgeting money, managing personal finances, using personal budget software or seeking finance help online. Our financial guide offers great value in assisting you in all areas of money.Look At Your Income: The first step in to manage personal finances that are yours is to know how much money you have coming in each month. If you are a single individual living by yourself, tallying up your paychecks for the month. This is how much money you make for one month. If you are married, you want to add your paycheck with your spouse’s. This is how much money you make as an entire family.Perhaps, the most extreme way of exemplifying cost cutting is by observing the lives of people in third world countries. Life is very different and priorities are drastically dissimilar. In Vietnam for example, people go to their places of work using bicycles. It’s actually a good idea since not only do they save on gasoline, they also protect the environment. If you own a company, you might consider saving on costs by outsourcing. With the advent of Internet telephony and communication, it’s now possible to have a receptionist or even an accountant somewhere in India.It is better to buy property than to pay a monthly rent. You can save a considerable amount of money when you buy property in a time when the property market is weak, by giving as large a deposit as you can and by paying close attention to the quality of the property. If you have to renovate, get in specialised advise surrounding the sale. Even with higher market prices and higher interest rates, buying a property may still prove to be better in the long run as you stand to own an investment at the end of about 20 years.Credit cards can be very useful, especially when using them as opposed to debit cards purely to take advantage of any spending bonus points/offers gained by regular use – which will only happen if the balance is paid off fully at the end of every month. Having a credit card for emergencies is again a sensible idea, especially for larger, unexpected bills such as car repairs. Many credit cards offer a 0% interest on the balance for a set period, often 6 months, and this can be manipulated so that you change company every six months to avoid paying any interest.While sitting at home, you can easily check out the list of various debt relief companies. Feedback by the past customers is also mentioned from where you can get the authenticity and the working condition of that company. You don’t have to disclose all the personal details when you are approaching to the company. Make the comparison of the various companies according to their prices, customer feedback, percentage of services etc.Read about pregnancy forum and also read about irregular menstruation forum and male circumcision forumArticle Source: eArticlesOnline.com

Submitted by: Nelson Eyestone

What is Microtia? A common birth defect in children between the ages of 2 and 12 years old, affecting about 3% of children in the United States alone. Microtia of the ear is the most common birth defect, but the trait has also appeared in relation to other areas of the body, such as the eyes. Common symptoms of Microtia of the ear are extended hearing loss, particularly to the external ear or ear canal, respectively.

Children born with hearing loss typically have microtia and atresia, another common birth defect with no particular cause. Children born with either of these conditions more generally have congenital ear deformity, or microtia congenital ear. Patients usually complain of a consistent buzzing sound in the ear and ear canal, as well as dizziness and blurred vision from the inconsistencies in their center of gravity. About 1 in 5 children who report hearing loss have microtia and atresia. The common birth defect does not limit ability to succeed, but frequently causes frustrations with learning and interacting in school, especially among those children suffering with the birth defect over the age of 5.

What can be done about Microtia? Although an uncomfortable birth defect, it can be corrected with ear reshaping and surgery. Surgery has been successful in 99.9% of ear reshaping candidates. Only a handful of the thousands of children opting for surgery have retained hearing loss. The vast majority of these children instead find their hearing fully restored, with sound able to travel through both their ear canal as well as the external ear. The child whose surgery proves unsuccessful statistically has had more hearing loss from another birth defect.

Those children born with just microtia and atresia are those surgery candidates who find the most success. The most difficult part of surgery is recovery. Children with either ear reshaping or surgery often require extensive hearing training therapy, a process meant to train their external ear and ear canal how to react when sound passes through. This therapy, although seemingly simple, is something that the common birth defect failed to introduce. Hearing is dependent on this process, and therapy often exceeds one year.

Microtia Before and After. The disease has grown in recognition and prominence since its discovery in the early 1970s. A greater awareness of the children born with the common birth defect has brought some of its children into the national spotlight. Among the most famous cases of children with microtia is that of Simon Doe, diagnosed at age 2 in 1995. Living in suburban Chicago, Simon’s parents first suspected hearing loss when their child failed to respond when his back was turned to them. After many doctor’s appointments, it was determined that Simon did in fact have microtia of the ear. Six months later he had ear reshaping as well as corrective surgery, and Simon’s hearing loss was completely diminished. He went on to excel in school with no visible signs of a birth defect, and is now a successful entrepreneur in downtown Chicago.

About the Author: Tamara believe that three people are connected at the heart, and it doesn’t matter what you do in Independence, or who you are or where you live; there are many boundaries or barriers if two people are destined to be together. The family of Huh knows the truth or you can ask the other Phillipi Those children born with just microtia and atresia are those surgery candidates who find the most success. The most difficult part of surgery is recovery. Children with either ear reshaping or surgery…. Learn more at

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Take a Break with Respite Care in Los Angeles

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AAA T.L.C.Life can change in a moment, and often means that individuals are affected by injuries or illness that make them unable to live the same life as they once did. However, it’s just the natural aging process that makes life more challenging. Frequently, caregivers are called upon to help individuals to have full and satisfying ways of life. Respite care for elderly individuals is a smart solution for anyone who is tasked with helping an aged person with the responsibilities of daily living, but is feeling a bit burned out.Helping Avoid Dangerous MistakesWhen a caregiver is in need of a break, he or she may be at risk for making harmful mistakes that put people at risk. For example, a caregiver may be so preoccupied that he or she forgets to give a client a dose of a crucial medication. If the person who needs that medication is not able to remember a respective dosing schedule, a missed dose may be truly life threatening.Respite Care in Los Angeles for elderly people can allow caregivers to stay in tune with their own needs and more easily recognize if it’s time to take a break. Whether that change of pace happens for just a day, or may be a much longer length of time, it could be extremely valuable in helping keep caregivers and their clients safe.Allowing a Caregiver to Relax Without Feeling GuiltyAnother great advantage of respite care for elderly individuals is that it enables a caregiver to truly feel in a position to focus on personal needs during a break. Otherwise, a caregiver may understandably be concerned that a person in need will be unable to access the things he or she requires most, or even do basic things like cook meals and bath.If a caregiver is worried that a client or loved one might be in need of assistance during a break, it won’t be a genuinely relaxing time. Professional respite care for elderly people removes that uncertainty. Rather than making a person temporarily go without assistance, it simply gives another individual the short-term responsibility of taking over.Giving a Loved One a Change of PaceIn some cases, a person is cared for by a member of the family, and rarely, if ever, gets to socialize with others. That can end up being very stifling for everyone involved, and can even lead to unnecessary flared tempers or frustrations. A short-term caregiver can be a refreshing change for the person who is receiving assistance. That individual can also offer a very therapeutic presence if someone is going through a challenging time and doesn’t feel comfortable discussing the struggles with a usual caregiver.Now, you have learned about many reasons why respite care for elderly men and women is such an integral part of responsibly providing care. It doesn’t mean a person is showing weakness or sacrificing duties. It’s simply a sensible way for hard-working people to get much-deserved break from their usual responsibilities, without having to worry that the health and safety of a loved one or client is being compromised.Respite Care in Los Angeles enables you to take some time off for R&R, and they can do it at a moment’s notice. Whether you opt for a day or for a weekend or more, caregivers are ready to assist you or your seniors.So, take help from Respite Care in Los Angeles and improve yours and your loved one’s well-being.

Get in home

Respite Care in Los Angeles

at AAA T.L.C Health Care. Our respite care is to increase the ability of caregivers so that they do not fall ill while taking care of their homebound elders. We enable you to take some time off for R and R.

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Submitted by: Angela Farnsworth

The Statewide Health Insurance Benefits Advisors in Washington State can help anyone considering purchasing a long term care insurance policy. These advisors are trained to help individuals understand what is covered and what isnt covered in a typical plan. For those who want to find the most affordable long term care insurance possible, they really do need to give some careful thought to what coverage theyll expect to need.

Each benefit generally adds cost to the insurance premium so think about what you will need on a daily basis:

Some plans only offer coverage for in-home visits. These types of plans can actually be the most affordable. This is mainly because the individual is still paying for all their housing costs themselves. Some services that this type of long term care insurance policy may cover include help with bathing, dressing and grocery shopping.

Nursing home plans tend to cost more. For someone who is in need of regular medical care they may feel its necessary to live in a nursing home setting. If the person is still mobile, they may want to consider seeking out long term care insurance that covers living with a group home or an assisted care facility. These arrangements cost less.

If you can pay your own prescription and doctor visit costs your premiums will likely be less expensive. Having these benefits removed from a policy can substantially affect the cost.

No one who is maturing and facing health issues wants to worry about who will take care of them. Having a long term care insurance policy in place before the issue becomes a reality can make the transition from independent living to assisted living much easier. If an elderly person is unsure about what type of coverage is best suited for them, asking for the assistance of trusted family member is a wonderful idea. They can help provide some insight into what they feel is the best long term care insurance policy.

About the Author: Recommended sites for low rate insurance

Affordable Long Term Care Insurance in WashingtonInstant Long Term Care Insurance Qutoes

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Dubai Sports City – Is There A Demand For The Worlds First Sports City? by ProperTeaAt present, there is not much to look at, just numerous signs from the developers showing iconic sporting images alongside the early signs of the construction process. It’s hard to believe that in only a few years time, this dusty part of Dubai on the Emirates Road will become home to one of the worlds premier sporting destinations, Dubai Sports City. So what is Dubai Sports City? Described as a true city of firsts, Dubai Sports City will become the worlds first ‘Sports City,’ a destination totally devoted to sport and all it entails. Over 50 million square feet of state of the art stadia and venues alongside academies from some of sports leading names such as Manchester United Soccer Schools, ICC Global Cricket Academy, David Lloyd Tennis and the Butch Harmon School of Golf. Dedicated to showcasing the very finest that sport has to offer today, and developing the sporting hero’s of tomorrow. In addition to the world class sporting facilities, Dubai Sports City will also include a wide range of residential and commercial developments expected in a world class city. Luxurious properties and world class international schools sit alongside the hotels and first class medical facilities. A true community lifestyle, in close proximity to one of the worlds leading sporting destinations. There are a wide range of properties available in Dubai Sports City, ranging from luxury villas through to state of the art apartments ensure that the city has something to offer every taste and budget. Property developments such as the Cube and the Canal Residences have already been heavily invested in by both investors and residents alike, all keen to be a part of this truly iconic project in Dubai. So is there a demand for Dubai Sports City, and what does the future hold for a project such as this? In order to answer this, it is necessary to evaluate the potential of this project in a number of differing contexts. Firstly, it’s location in Dubailand, in the heart of modern day Dubai, and one of the world’s fastest growing economies. Today, modern day Dubai is a modern, liberal, thriving economy, attracting large levels of investment from overseas as well as increasing numbers of residents from all over the world. Attracted by factors including the tax free status and increasing property values, Dubai is benefiting from one of the worlds fastest growing GDP’s. This consistent growth in both the population and the economy has seen a sustained level of demand for property in Dubai, which seems set to continue for the near future. This demand has seen unparalleled levels of interest in property in Dubai Sports City and key developments in Dubai. The second factor to consideration when looking at the demand and future for Dubai Sports City, is the growth, and increasing affluence of visitors to Dubai. Recent figures released by the Department of Tourism and Commerce Marketing in Dubai have shown hotel occupancy rates reaching levels in excess of 85%, with the highest fill rates (over 90%) being found in the 5 star hotel category. To summarise, the increasing numbers of visitors to Dubai (estimated to be approximately 15 million by 2010), are increasingly wealthy with higher levels of disposable income. Iconic and unique projects such as Dubai Sports City will undoubtedly prove highly attractive to visitors to Dubai, as they seek activities outside of the traditional venues of the beach and shopping malls.The third, and arguably most important factor for consideration is the changing face of sport itself, in particular the increasing globalisation of major sports such as golf, tennis and football. Today, the modern day sports fan has access to an increasing array of sports. The advent of satellite television in particular has ensured that a Premier League football match in London may be watched by an audience of billions around the world. Today, Premier League games are regularly broadcast to over 600 million homes in 202 countries throughout the world. This level of access to a wide variety of sports has never been seen before, and is giving birth to a new, wider generation of global sports fan. These global fans, who are spending increasing amounts of money to access sporting events around the world are likely to see Dubai Sports City as a leading global sports venue, offering them access to their sporting hero’s who are usually based thousands of miles away. Already leading sports teams have chosen Dubai Sports City as a future venue for training camps and touring or pre-season matches. Should Dubai successfully bid for the Olympic Games (it is rumoured that they are considering a bid), then the global focus on Dubai Sports City will intensify even further. Given the above factors, it seems that the future is indeed bright for Dubai Sports City, and as the development slowly starts to take shape, it will become an increasingly important part of the global sports landscape.Mark Burns works for Property-dubai.tv, a Dubai based real estate specialist selling property in Dubai including various developments within Dubai Sports City.Article Source: eArticlesOnline.com

Submitted by: Luis Trevino

Flipboard- Content Marketing Made Easy

Posted by Luis Trevino on November 1st, 2014.

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Content marketers have a task of creating and distributing valuable and relative content to the right prospect and at the right time. The objective is driving profitable consumer action by attracting, acquiring, and engaging a clearly defined target audience.

To stay ahead in the content marketing industry, it is important, as marketers, to keep up with industry trends so that your company remains competitive. Arguably, one of these trends is social media.

The social, mobile web has digitized information and allowed us all to connect with anyone, anywhere. When we need information, we can find it instantly.

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Flipboard is a social magazine and it is basically a way to look at all the things that your friends are sharing with you across all the different social networks that you use: Facebook, Twitter, Flickr, Instagram, and Tumblr. Flipboard magazines are beautiful and it allows you to curate and share your favorite articles, photos, videos and audio tracks.

The content is organized in a way that is easy for users to read by using beautiful typography, photography, and pagination. This gives a sense of pacing and flowing rhythm through timelines and stories.

Flipboard is essentially a social media browser. You can jump from feed to feed and everything is organized in a social structure. Flipboard connects to your social networks and gathers all the good stuff your friends are sharing, or you can sign up for a professional magazine and get stuff for free!

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This is really what Flipboard is all about. Before starting to create Flipboard magazines, lets understand the basics about how Flipboard works.

You can download the Flipboard app for free at the App Store, Google Play, Window Store, and Amazon App Store. After launching the application for the first time, you will be prompted to pick a few topics anywhere from Politics and News to Sports and Science. Once you pick a few topics, your Flipboard is built and you can instantly start flipping through the pages you care about.

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You can search for great content by tapping the popular red ribbon on top right corner. Now, when you search or browse for something on Flipboard that youd like to organize into a magazine, click the plus sign in the lower right corner. You can put this content in one of your previously created magazines or create a new magazine and give it a title.

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Flipboard also has a Chrome plug-in that lets you collect items from the web straight into a magazine. The most recent item you flip will become the cover of your magazine. You can go into a different article and promote it as your cover but you can always reset your cover by tapping on Edit and then Reset Cover and that reverts it to the latest item you flipped.

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Magazines can be either private or public, and you can create magazines for anything. Also, if you tap and hold an article, you have more options to share via email, SMS, and social media.

There are so many possibilities and reasons why you might want to create a magazine. You might just want to save articles to read later or maybe you are really passionate about something and you want to share your expertise with the world. I know I can always find something on Flip Tech, for instance, and my Flipboard updates when my friends do, so Im never at a loss for something to look at.

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Since Flipboard is so heavily social, you can actually leave a comment or like it on Facebook. In fact, whenever someone likes, comments on or subscribes to a magazine, youll get an alert in your notifications.

If you give a Flip about company growth, read up.

A social thunderstorm is brewing. Serious online marketers know that in order to harness the power of social media you need to incorporate the latest innovative marketing tools in your content strategy. Flipboard emerges as the latest content aggregator tool, which leverages the power of content and social media to help elevate your audience and customer base in a dramatic way.

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From a brand perspective, by creating magazines on Flipboard, publishers can extend their brand beyond their websites. Brands can flip their products or services into a magazine to create a catalogue, and Flipboard magazines bring this all together in a beautiful customized visual presentation.

Over the past few months more than 60 recognizable brands have launched curated magazines. This includes Callaway Golf, Levi’s and more.

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Lets assume you have 500 readers on your magazine. This means that at least half of your readers will potentially share your content unto their magazine, and their own readers might do the same catch my drift? Utilize Flipboard as a content marketing channel in which the content you curate can be strategically gathered to support your branding efforts.

Pareto principle

So, you know that you can build your brand by populating your Flipboard magazine. If you are a restaurant owner and flip recipes into your Flipboard magazine it becomes a cookbook; music turns into a soundtrack and photos become a portfolio.

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However, users are less likely to subscribe to a Flipboard that is only dedicated to one brand or message. Its important, therefore, to have a healthy mix of your own brand promotion and related content your customers would want to read and experience.

Ideally, 80 percent of your content is flipped across the web while 20 percent is allotted to brand and promotion.

Since your primary objective is to provide your readers with the relevant information, mix up and balance your content between your own blog and other sites. Flipboard is awesome at doing this and it is one of the must have apps. When you combine the iPad with social media, and from a technological standpoint HTML5, and you bring those things together you have a recipe for amazing innovation and visually appealing content.

Flipboard, with the rise of mobile devices, is an established player in the news aggregation field which is changing . . . rapidly. The company describes its mission as a quest to transform how people discover, view and share content by combining the beauty and ease of print with the power of social media. Flipboard isn’t a blogging platform. It is something entirely different; it is an experience. It’s a way of curating content around your brand to provide added value beyond the usual with beautiful layouts because design matters . . . and Flipboard knows that.

Check out our magazine “Marketing for Startups” at http://flip.it/UGv6P

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Submitted by: Mike Makler

Are Meta Tags Really Dead?

Right in their Guidelines Yahoo Tells You that Meta-Tags are Not Totally Dead and Buried

(The Below Information was Taken Directly From the Yahoo Help File http://help.yahoo.com/help/us/ysearch/basics/basics-18.html)

Pages Yahoo! Wants Included in its Index

* Original and unique content of genuine value

* Pages designed primarily for humans, with search engine considerations secondary

* Hyperlinks intended to help people find interesting, related content, when applicable

* Metadata (including title and description) that accurately describes the contents of a web page

* Good web design in general

Right in their Guidelines Yahoo States “Metadata (including title and description) that accurately describes the contents of a web page.” By Title MetaData they mean the text between the Tags in your HTML Page. By Description Yahoo mean the actual Meta Tag Name=”Description”. So Meta Data at least as Far as Yahoo is Concerned is Not Dead.

Let’s Examine Some of the Key Points that Yahoo states are important in their help file and see how we can employ some simple methods to meet Yahoo’s Guideline.

Original and unique content of genuine value

Yahoo is looking for well written Keyword rich Content that has useful information. Concentrate on 1 Keyword or Keyword Phrase per Web Page. If You web Page is less then 500 Words use a

Keyword Density of about 2-3%. If your Web Page is Above 500 Words Use a Keyword Density of About 5%. Try to Keep your Web Pages under 750 Words.

Pages designed primarily for humans, with search engine considerations secondary

Yahoo and Google are working hard to get rid of those Robotic Page Writers. Your pages should be fairly well written, It is OK to Optimize for search engines as long as your content is Human Engineered Well.

Hyperlinks intended to help people find interesting, related content, when applicable

Try and have 3 or 4 Links to closely related Content. It is ok to link to other web Pages within in your site but 1 or 2 external links should be mixed in when Possible. Make sure you use your Keyword or Phrase in the Anchor text for your Link.

Metadata (including title and description) that accurately describes the contents of a web page.

Your Title and Description Meta Data Should Accurately reflect your web page Content. Every web page from your site should have unique Title and Description Meta Data. Both Title and description Meta Data should use Keywords and Keyword Phrases. Don’t use the same keyword or phrase directly next to each other.

Title Meta Data

Keep your Title less then 80 Characters if at all possible. Place your Title Meta Data First. Place the exact same Title at the very top of your Web Page Preferably inside the H1 Tag.

Description Meta Data

The Description Meta Tag should appear directly under the Title Meta Data. Keep your Descriptions between 100 and 150 Characters if possible. Your Keyword Density in your Description should be about 10%. Make sure your Description accurately reflects your web page. Where possible the text in your description Meta Data should actually appear Word for Word near the Top of your Web Page.

Power User Super Tip – Where it fits use your description within h2 tags as a Sub Page Header Directly under your title.

Good web design in general

Books have been written about Web Design, Some key points is to make sure your web sites is thematic and pages are related to each other,. For every page you create to target a Keyword phrase have 3 or more (as many as 10 related pages). Either add new pages once or more a week or significantly change current pages. Make your Web Pages easy to crawl. Have a well organized Drill Down Site Map. As an Example if your Web Page is about Real Estate your Site-Map may look something like this

Real Estate Topics

1. Buying a Home

— Your Perfect Neighborhood

— Find that Lender

— Hidden Deals in those FSBOs (For Sale by Owner)

2. Selling a Home

— Picking a Realtor

— Pricing your Home

— Get Your Home Ready for the Sale

3. Investment Property

— Landlord Tenet relations

— The Perfect Lease

4. Commercial Real Estate

5. Vacation Property

6. Retirement Homes

It is Fairly easy to give Yahoo what they want and improve your Page Ranking. Just give Yahoo what they are telling you they want.

Copyright 2005-2006 Mike Makler the Coolest Guy in the Universe

About the Author: Mike Makler has been Marketing Online Since 2001 – More Articles by Mike:

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