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State Farm Insurance allegedly destroying papers

Tuesday, April 11, 2006

Zach Scruggs, a lawyer for United States Senator Trent Lott, says that State Farm Insurance Company is destroying records related to claims for damage from Hurricane Katrina.

The records allegedly contain information saying that State Farm fraudulently denied insurance claims made by its policy holders, including Lott, that had homes there were damaged or destroyed when Hurricane Katrina came ashore on the Gulf Coast.

Scruggs said that Lott has “good faith belief” that many employees of the insurance company in Biloxi, Mississippi are destroying engineer’s reports that were inconclusive as to whether or not water or wind was the main cause of damage to the buildings affected by the hurricane.

Lott is among thousands of home and/or business owners who had their property damaged or destroyed during the hurricane and had their claims denied because State Farm claimed that their policies don’t cover damage caused by floods or water that was driven by the wind.

State Farm has not issued a statement on the matter so far.

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Pennsylvania state trooper found guilty of first-degree murder

Friday, March 20, 2009

In the United States, a suspended Pennsylvania state trooper has been convicted of first-degree murder for killing his girlfriend’s estranged husband.

Kevin Foley, 43, faces a mandatory life sentence without parole for slashing to death John Yelenic, a Blairsville dentist who was in the final stages of divorcing his wife, Michele. Foley’s attorney said he plans to appeal the decision. Prosecutors did not seek the death penalty.

Foley previously said he “loathed Dr. Yelenic” and asked another fellow trooper to help kill him. During his testimony, which lasted several hours, Foley claimed he was joking and had no true intention of carrying out the threat, but the Indiana County jury rejected that defense after about six hours of deliberations.

John Yelenic was found dead in his home on April 13, 2006, one day before he was planning on signing his divorce papers. Charges were brought against Foley in September 2007, more than 17 months after the murder.

Foley, who had been on suspension from the Pennsylvania State Police, was himself the final witness to take the stand Wednesday in the trial. Foley insisted he was innocent during his testimony, and even made jokes that the jury laughed at on a few occasions.

“I never made a threat with the intention of carrying it out,” Foley said under cross-examination by the prosecution.

When Senior Deputy Attorney General Anthony Krastek pressed Foley for what was funny about asking another state trooper to help him kill Yelenic, Foley answered, “There isn’t any joke. It’s just my personality, my behavior (with co-workers).”

Prosecutors said Foley killed Yelenic after going to the dentist’s house to confront him over the terms of the divorce. Prosecutors claim Foley slashed Yelenic several times with a knife and pushed his head through a small window. Yelenic bled to death.

“John has his justice tonight,” Mary Ann Clark, a cousin of Yelenic, told MSNBC. “John deserved this; he was the most wonderful person in the world. He died the most horrible death and tonight, this is his night. The system worked.”

Foley had been living with Michele Yelenic for two years at the time of the homicide. Prosecutors previously said Foley and Michele helped perpetuate rumors that Dr. Yelenic molested their son. John and Michele Yelenic had been separated in 2002. Michele Yelenic stood to collect Dr. Yelenic’s estate and a US$1 million life insurance policy, and could lose about $2,500 a month in support if the divorce was finalized, a Pennsylvania grand jury previously determined.

Michele Yelenic, who has not appeared at the trial, may face legal action herself, media reports indicated. A sentencing hearing for Foley is scheduled for June 1.

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By Greg Garner

A pathogen, in simple terms, is a germ or a virus. So this makes a bloodborne pathogen a germ or a virus that is present in the blood. These pathogens can cause a number of diseases in case you come in contact with infected blood, bodily fluids vaginal secretions, mucus, feces or any potentially infectious material. Bloodborne pathogens are not only limited to the Hepatitis B virus or HIV, its a lot more. An accidental prick by a needle or any sharp object is one of the easiest ways of coming in contact with the virus, for instance. Other ways such as open wounds, cuts or even acne could be a way to contract it.But to be clear, there are certain misconceptions about transmission of the virus. Touching an infected person, sneezing or coughing or using the same equipment such as showers or even water fountains, does not lead to the virus being transmitted.

The government, too, sees merit in addressing issues related to bloodborne pathogens because theylead to approximately 200 deaths and 9,000 infections a year. Thus with the help of the Occupational Safety and Health Administration (OSHA), they have been able to put together a standard to protect workers from such infections.

[youtube]http://www.youtube.com/watch?v=-dohzrXT09w[/youtube]

The healthcare industry takes a lot of precautions and is extremely particular about the way they handle blood and bodily fluids. But there are a number of other occupations that could come in contact or be susceptible to bloodborne pathogens. Thus there are a few precautions that an employer can take to make sure its employees are at least risk. And in case there are any such organizations that deal with blood or bodily fluids, they should, as a rule, educate and inform everyone connected about such pathogens.

As an employer of an organization that works with blood or such potentially infectious fluids, you can make sure that all your employees are on the same page in terms of precautions. There are a few things that can be done, such as:

Make sure there are written guidelines about what to do and more importantly what not to do when in contact with such fluids. Seminars and discussion should be made a mandatory annual event for all the employees. Introduce personal protective equipment to make sure exposure to such pathogens is limited. Keep updating and spreading information at regular intervals. Try to side-line cost implications when looking at updating or getting better equipment for your employees. In case one of your employees becomes infected with the virus, make sure you are with them at every stage to help correct or improve their situation.

As an individual working with blood or such bodily fluids, you can be at a high risk of the virus. With the help of OSHA, there are a number of online courses that you can take to make sure you are clear about bloodborne pathogens. Have a clear about the basics and work towards enlightening and educating as many colleagues as you can. As you can see, one can easily come in contact with them.

About the Author: For more information, please visit our

bloodborne pathogen training

website.

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As increase in digital music sales slows, record labels look to new ways to make money

Tuesday, August 31, 2010

Every September, the Apple iPod is redesigned. Last year saw the release of the iPod Nano 5th generation, bringing a video camera and a large range of colours to the Nano for the first time. But as Apple again prepares to unveil a redesigned product, the company has released their quarterly sales figures—and revealed that they have sold only 9m iPods for the quarter to June—the lowest number of sales since 2006, leading industry anylists to ponder whether the world’s most successful music device is in decline.

Such a drop in sales is not a problem for Apple, since the iPhone 4 and the iPad are selling in high numbers. But the number of people buying digital music players are concerning the music industry. Charles Arthur, technology editor of The Guardian, wrote that the decline in sales of MP3 players was a “problem” for record companies, saying that “digital music sales are only growing as fast as those of Apple’s devices – and as the stand-alone digital music player starts to die off, people may lose interest in buying songs from digital stores. The music industry had looked to the iPod to drive people to buy music in download form, whether from Apple’s iTunes music store, eMusic, Napster or from newer competitors such as Amazon.”

Mark Mulligan, a music and digital media analyst at Forrester Research, said in an interview that “at a time where we’re asking if digital is a replacement for the CD, as the CD was for vinyl, we should be starting to see a hockey-stick growth in download sales. Instead, we’re seeing a curve resembling that of a niche technology.” Alex Jacob, a spokesperson for the International Federation of the Phonographic Industry, which represents the worldwide music industry, agreed that there had been a fall in digital sales of music. “The digital download market is still growing,” they said. “But the percentage is less than a few years ago, though it’s now coming from a higher base.” Figures released earlier this year, Arthur wrote, “show that while CD sales fell by 12.7%, losing $1.6bn (£1bn)in value, digital downloads only grew by 9.2%, gaining less than $400m in value.”

Expectations that CDs would, in time, become extinct, replaced by digital downloads, have not come to light, Jacob confirmed. “Across the board, in terms of growth, digital isn’t making up for the fall in CD sales, though it is in certain countries, including the UK,” he said. Anylising the situation, Arthur suggested that “as iPod sales slow, digital music sales, which have been yoked to the device, are likely to slow too. The iPod has been the key driver: the IFPI’s figures show no appreciable digital download sales until 2004, the year Apple launched its iTunes music store internationally (it launched it in the US in April 2003). Since then, international digital music sales have climbed steadily, exactly in line with the total sales of iPods and iPhones.”

Nick Farrell, a TechEYE journalist, stated that the reason for the decline in music sales could be attributed to record companies’ continued reliance on Steve Jobs, CEO of Apple, saying that they had considered him the “industry’s saviour”, and by having this mindset had forgotten “that the iPod is only for those who want their music on the run. What they should have been doing is working out how to get high quality music onto other formats, perhaps even HiFi before the iPlod fad died out.”

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When Jobs negotiated a deal with record labels to ensure every track was sold for 99 cents, they considered this unimportant—the iPod was not a major source of revenue for the company. However, near the end of 2004, there was a boom in sales of the iPod, and the iTunes store suddenly began raking in more and more money. The record companies were irritated, now wanting to charge different amounts for old and new songs, and popular and less popular songs. “But there was no alternative outlet with which to threaten Apple, which gained an effective monopoly over the digital music player market, achieving a share of more than 70%” wrote Arthur. Some did attempt to challenge the iTunes store, but still none have succeeded. “Apple is now the largest single retailer of music in the US by volume, with a 25% share.”

The iTunes store now sells television shows and films, and the company has recently launced iBooks, a new e-book store. The App Store is hugely successful, with Apple earning $410m in two years soley from Apps, sales of which they get 30%. In two years, 5bn apps have been downloaded—while in seven years, 10bn songs have been purchased. Mulligan thinks that there is a reason for this—the quality of apps simply does not match up to a piece of music. “You can download a song from iTunes to your iPhone or iPad, but at the moment music in that form doesn’t play to the strengths of the device. Just playing a track isn’t enough.”

Adam Liversage, a spokesperson of the British Phonographic Industry, which represents the major UK record labels, notes that the rise of streaming services such as Spotify may be a culprit in the fall in music sales. Revenues from such companies added up to $800m in 2009. Arthur feels that “again, it doesn’t make up for the fall in CD sales, but increasingly it looks like nothing ever will; that the record business’s richest years are behind it. Yet there are still rays of hope. If Apple – and every other mobile phone maker – are moving to an app-based economy, where you pay to download games or timetables, why shouldn’t recording artists do the same?”

Well, apparently they are. British singer Peter Gabriel has released a ‘Full Moon Club’ app, which is updated every month with a new song. Arthur also notes that “the Canadian rock band Rush has an app, and the industrial rock band Nine Inch Nails, led by Trent Reznor – who has been critical of the music industry for bureaucracy and inertia – released the band’s first app in April 2009.” It is thought that such a system will be an effective method to reduce online piracy—”apps tend to be tied to a particular handset or buyer, making them more difficult to pirate than a CD”, he says—and in the music industry, piracy is a very big problem. In 2008, the International Federation of the Phonographic Industry estimated that 95% of downloads were illegitimate. If musicians can increase sales and decrease piracy, Robert says, it can only be a good thing.

“It’s early days for apps in the music business, but we are seeing labels and artists experimenting with it,” Jacob said. “You could see that apps could have a premium offering, or behind-the-scenes footage, or special offers on tickets. But I think it’s a bit premature to predict the death of the album.” Robert concluded by saying that it could be “premature to predict the death of the iPod just yet too – but it’s unlikely that even Steve Jobs will be able to produce anything that will revive it. And that means that little more than five years after the music industry thought it had found a saviour in the little device, it is having to look around again for a new stepping stone to growth – if, that is, one exists.”

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Surprising Male Organ Stimulation Tricks The Role Of The Brain In Sensual Pleasure

Mention male organstimulation to most guys, and their mind usually runs to images of their memberenveloped by a beautiful babe’s nether regions or a pair of red lips lovinglyexploring the underside of their shafts. Yes, it’s a physical sensation thatguys will focus on, but it’s being created inside their heads; the fact is thatmen engage in more male organ-centered mind games over the course of a day thanin actual physical intimate activity. Although not out of choice; if a mancould spend the entire day having his member pleased, he would.Goodmale organ healthis not just about the way in which thephysical world acts upon a guy’s rod; it’s also about the role the mind playsin sensual activities.

Which is bigger?

Although men areconstantly focused on the size of their male organs, it’s generally agreed thatthe biggest reproductive organ in the body is actually the brain.It’s the brain, not the junk thatsends out the signals that control blood flow and get the manhood going.

Also, it’s the brain thatcreates sensual mental scenarios.Whena guy is playing solo and creates that situation involving himself, a waitresswith a large can of whipped cream, and a trampoline, it’s of course his brainthat’s behind it all.Butit’s also his brain that trips him up with those unwanted fantasies that comewhen he is in a meeting and suddenly fixates on what his boss would look likeunclothed save for a leather halter.

Mental male organstimulation is fun.

While all males have gonethrough an inconvenient bulging-jeans-in-public experience, the fact is thatmental stimulation is actually a lot of fun.Sure, it’s even more fun when a guycan follow it up by whipping his tool out and bringing himself completepleasure; but there’s a lot to be said for using one’s brain to simply getone’s manhood all stirred up.Thedanger, of course, is that a guy can go too far in this case and end up withsticky briefs – but it’s usually worth it.

It’s good practice.

Using mental images tocreate interest and to provide hands-off stimulation is also a good way to keepthe male organ in shape and to work on “lasting longer.”Many men are able to come close tolosing a load through their fantasies, but stop in time; this experience maycome in handy when they’re in bed with a particularly exciting partner and wantto make sure they don’t explode with pleasure before the appropriate time.

Make it a game.

No one can read aperson’s mind, so indulging in mental stimulation can be a harmless way to keepthe old male organ exercised. Here are a few fun games a guy can explore:

1. Mind alone. A guy usesonly his mind to achieve get hard and then stay that way for as long aspossible. There’s no touching allowed, and that includes shifting the legs sothat the member rubs against underwear or trousers.

2. Kegel it. Stillno touching of body shifting allowed, but a guy is permitted to flex his kegelmuscles to move his male organ back and forth against his pants fabric.

3. Walk it off.This game is to be played”commando” – without benefit of underwear. After mentally stimulatinghis male organ to full attention, a guy goes for a long walk.The challenge is to keep fromreleasing a load, which without the shield of underwear could be a bitembarrassing.

Some of these male organstimulation mind games, such as “walk it off,” might result in a soremember.This can becorrected through the use of a top drawermale organ nutrient cream(health professionals recommend Man1 Man Oil).Sorenesswill soon disappear with the warm application of a cream with vitamin E and/orshea butter, which are excellent for their moisturizing properties.The cream should also includeingredients to address other common mens health issues, such as alpha lipoicacid (to help prevent male organ wrinkling) and vitamin D (to enable cellfunctionality).

UK chancellor raises national insurance payments for self employed in new budget

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UK chancellor raises national insurance payments for self employed in new budget
Author: Admin

31 Dec

Friday, March 10, 2017

UK chancellor Philip Hammond announced his 2017 budget on Wednesday, which included a £2 billion pledge to social care and a tax hike on the self-employed. It was accused of breaking Conservative Party manifesto promises.

It was announced there will be a 2% increase in national insurance contributions for the self-employed, with chancellor Philip Hammond citing worries that people were choosing to become self-employed in order to pay lower taxes and his perception of unfairness in the different rates paid by employees and self-employees. There were accusations this change in policy goes against the manifesto promises the Conservative Party ran on in 2015, which promised four times that there would be no increase in national insurance rates. Conservative MP Anna Soubry tweeted saying she believed these new measures would be unpopular as many would see them as unfair. The leader of the opposition, Jeremy Corbyn, claimed the new measures will not clamp down on people whose self-employment is just for tax benefits, instead causing problems for those legitimately self-employed, arguing that if they are to start paying similar tax rates to the employed then they should get rights such as statutory maternity pay. The think tank Resolution claimed, however, this increase is outweighed by other government policies and is, therefore, a good move.

In addition to this, the chancellor announced a £2 billion pledge to social care over the next three years, saying he was aware of the stress the ageing population is having on the NHS and social care. Liberal Democrat Norman Lamb described the amount as “wholly inadequate”, saying much more is needed to pay for an increase in care demands due to the ageing population. The lowest threshold at which shareholders pay dividend taxes is to be lowered from £5,000 to £2,000 claiming that the taxes for dividends provided “an extremely generous tax break for investors with substantial share portfolios”. Other budget announcements include an additional £325 million for the NHS, £90 million transport spending for the North of England, £20 million to support campaigning against violence against girls and women and a slight increase in funding for the devolved governments.

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Tropical Storm Danny to threaten the U.S. East Coast this weekend

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Tropical Storm Danny to threaten the U.S. East Coast this weekend
Author: Admin

29 Dec

Wednesday, August 26, 2009

The U.S. National Hurricane Center (NHC) has declared an area of disturbed weather north of Puerto Rico Tropical Storm Danny today, skipping the tropical depression stage.

A statement by the NHC said “a general northwestward motion with a decrease in forward speed is expected today and Thursday, with a turn toward the north-northwest expected on Friday.” This path should bring Danny near the North Carolina early this weekend, and possibly threatening the New England region by Sunday. While the storm is currently weak and disorganized, forecasters say the storm could reach Category 1 intensity on the Saffir-Simpson Hurricane Scale. However, it is not expected to be as strong as the previous storm, Hurricane Bill.

At this point we are monitoring the storm

The center’s most recent forecast discussion on the tropical storm said “The forecast track is roughly parallel to the U.S. East Coast…and any deviation from the track could make a large difference in what areas get impacted by Danny”.

Some residents in the northeast U.S. are already monitoring Danny. Long Island, recovering from coastal flooding just last week as Hurricane Bill passed offshore, might suffer another hit.

Danny is currently situated about 445 mi (715 km) east of Nassau, Bahamas, and has winds of 45 mph (75 km/h). It is moving west-northwest at 16 kt. All interests along the East Coast are urged to keep an eye on the developing storm over coming days.

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Australia wins dramatic second Ashes Test

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Australia wins dramatic second Ashes Test
Author: Admin

29 Dec

Tuesday, December 5, 2006

Australia has clinched a dramatic win in the second 2006-07 Ashes Test match in Adelaide. In a massive swing of dominance and control, England forfeited a huge advantage on the fifth and final day after controlling the Test for the first four.

England won the toss and batted first on the Adelaide Oval wicket. After losing a couple of early wickets, they recovered to amass 6-551 dec. spanning the opening two days. Paul Collingwood scored a patient 206, whilst teammate Kevin Pietersen built an innings of 158 in a much more brief fashion.

In response, Australia began their first innings poorly, losing Matthew Hayden before the close of play on day 2. On the morning of day 3, Justin Langer and Damien Martyn also fell cheaply. However, a captain’s effort by Ricky Ponting (142) and support by Michael Clarke (124), as well as cameos by Adam Gilchrist and Shane Warne, helped the Aussies to just shy of England’s massive total. Matthew Hoggard was the shining light for the visitors, taking 7-109.

England resumed the fifth day at 1-59, and the match looked headed for a draw. However, with some magic from Shane Warne, Australia managed to roll England for just 129 in the last over before tea, setting up a thrilling final session run chase. Warne took 4-49, and was backed up well by Glenn McGrath, who took 2-15.

Requiring 168 to win off 35 overs, Australia came out firing, scoring quickly before losing both Hayden and Justin Langer early. Ricky Ponting was joined by Michael Hussey, who was promoted to number four, and built a steady partnership before Ponting was dismissed for 49. Damien Martyn then fell cheaply, and Hussey was joined by Michael Clarke to complete the chase. The pair batted through to the total was reached, with Hussey scoring 61 not out. Australia reached the target with 19 balls to spare, at 6:45pm local time.

No team had lost after declaring on as high a total batting first as England did in more than 125 years of Tests. As a Nine Network commentator described it, “Australia has just won the most extraordinary Test match; however, it was [a Test] that England should never have lost”. Prior to the start of play, bookmakers had a draw paying $1.02.

Australia now go into the third test at the WACA ground in Perth, Western Australia knowing one more win will reclaim the Ashes urn which they lost for the first time in over a decade in England during 2005.

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Which Stop Smoking Aids Are Best

Submitted by: Lucianobs Fuentes

Prior to trying to defeat your physical and psychological enemy, try to know its strength and to exactly what level it has taken hold of an individual due to the fact its damaging capacity is no less than heroin or cocaine.

The sudden impulse to quit smoking is identified under the name of “cold turkey” and it truly is the result of a individual choice. Among the gradual methods to quit smoking could be enumerated the nicotine replacement therapy, the individual or group therapy, some modern and non-medical strategies such as acupuncture, kabala practices and other people but also physical exercises.

It really is incorrect to say that you are addicted to smoking since in reality you’re addicted to nicotine and to the concept of a routine. The moment you try to provide the required quantity of nicotine to which your body was utilised while you were a smoker all you need to do in rest would be to maintain your hands busy and to work on your psyche. This way you’ll surely quit this vice.

[youtube]http://www.youtube.com/watch?v=UJ_N_p2FZjs[/youtube]

Remember, in the blood of a difficult smoker, every and each and every cell is surcharged with nicotine. It has turn into part of the blood. Consequently, pregnant mothers -beware! Your smoking is injurious not merely to your wellness; it’s hazardous for the tender baby within. Your smoking alone is responsible for this double tragedy.

With the failure of the first attempt to quit smoking, 1 should not get disheartened! Simply thinking routinely isn’t going to solve the problem. Resolute actions need to follow. The courses run by the health care centers and hospitals might enable you to by way of info. But, ultimately bear in mind that, it’s you who’ve to quit smoking, for it really is you who started smoking. You’ll be able to build your self or it is possible to break yourself. That depends upon your will power.

Every withdrawal symptom is potent and difficult to endure. At times you really feel that the only way to get over them is to smoke- just one. In case you succumb and slide, then it truly is doubly challenging to restart the pilgrimage to the smoke-free zone. So, with lots of determination, this dizziness, depression, irritability, anger headache, restlessness and trouble in concentrating will have to be tackled! But confront nicotine with a difficult poster. Which is better- your firm with wrinkled skin, poor breath, terrible hair, disgusting teeth with cavities, and black lips or confident sparkling countenance?

The initial step towards a effective choice to give up smoking is to discover a powerful motivation. This ought to be sought within your own individual, inside you. Nobody can convince you that you ought to quit your vice if you’re not really determined that you simply truly want to do this. And also it depends on you which of the approaches to quit smoking finest suits you, if you feel that you simply are in a position to do it on your own or to ask for assistance. If you want to select the latter variant you might have several alternatives.

For greatest outcomes font give up. If one way does not work for you, try yet another. Everyone is distinct, and so are the approaches of smoking. What works well with 1 person wont necessarily work well with one more.

About the Author: Find more stop smoking tips at

onlinestopsmokingtips.com

and successfully quit cigarette smoking now, for yourself and for your loved ones. If you have been seeking to give up smoking, {check this site out nowadays.

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Australian government announces $52.5 million financial assistance package for Ford

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Australian government announces $52.5 million financial assistance package for Ford
Author: Admin

29 Dec

Friday, May 5, 2006

Australian Prime Minister John Howard and federal industry minister Ian MacDonald today announced that the federal government would be providing Ford Australia with a AU$52.5 million (US$40.4 million) “financial assistance package”. Additional assistance will also be provided by the Victorian state government.

According to Mr Howard, the injection will secure Ford’s manufacturing operations in Australia “for the long term”.

From the package, AU$40 million will be used for the design and manufacture of Ford’s next model Falcon and Territory vehicles, which will be built in Australia.

Despite being given a major facelift in 2002 and another in 2005, the Falcon’s bodyshell dates back to 1998. The current Falcon will need to serve the company until at least 2007 when the new model is anticipated. In the meantime, it will face stiff competition from the completely new Holden Commodore (the Falcon’s major competitor) which will be released in the second half of this year.

The additional AU$12.5 million will be spent on the development of a light commercial vehicle platform, which will be built overseas and marketed to around 80 countries. Mr Howard said that the light commercial project would involve construction of a research and development centre, which will become the base for R&D projects in the region.

Mr MacFarlane said that the research facility was exciting for Australia and that it would put the Australian automotive in the spotlight.

“The funding has helped Ford Australia secure the largest automotive R&D project ever undertaken in Australia which is equally exciting news for local Ford employees and Australian component producers” he said.

“The project will see Ford Australia become a centre for automotive design and engineering excellence in the Asia Pacific region which will bring spin-off benefits for the broader industry,”

“This opportunity will put both Ford Australia, and the Australian automotive and components sectors on the world map as far as our automotive design and engineering capabilities are concerned.” Mr MacFarlane said.

Mr Howard claims that the projects will create 273 jobs and secure the future of the “iconic” Ford Falcon, which has been built in Australia since 1960.

The financial package is conditional upon Ford Australia giving the Australian automotive component industry an opportunity to supply components for the vehicles produced by the two projects.

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