byAlma Abell

Are you or your business involved in providing goods or services on credit? Are your collections worsening over time? What are you waiting for? With the current economic challenges and worsening financial situation, businesses need to have close to perfect cash flow to manage their short-term debts and finance their immediate needs. Some customers can be a nuisance and stubborn when they have debts to pay. You need to retain the services of an aggressive collection agency or a collection attorney to help you recover your money from defaulting customers. Perhaps you are wondering why hiring a lawyer in collection law in Marshfield WI should be your next strategy. By hiring a collection attorney, you will be able to send clear messages to your debtors that you want them to pay and that they will face a legal battle when they do not settle their debts.

[youtube]http://www.youtube.com/watch?v=MM4sLpOQLbk[/youtube]

What does a collection attorney do? The first step is to write a demand letter that is personalized to address your concerns. The letter specifies the repayment terms and the deadline within which they should pay your bills. A demand letter sends more serious signals than an ordinary notice from a collection agency. The good news is that a collection attorney can also institute a lawsuit against your debtor in the event he or she fails to respond to the demand letter. The nature and conditions of the demand letter depends on whether you intend to terminate future relationships with the debtor. In this case, the demand letter can be more strict and direct.

Before you enlist the services of a collection law Lawyer, you need to consider the cost of hiring a lawyer and the amount of money you are likely to collect from your debtors. The decision should make economic and financial sense. The sheer presence of lawyers can be an effective method of getting your debtors to pay. The threat of battling a court process has the significance of eliciting a positive response from debtors. You need to hire a law firm that is fully automated and well staffed with professionals who can handle all manner of collection needs. Common services that fall under collection law in Marshfield, WI include repossessions, mortgage foreclosures, medical collections and commercial collections.

byAlma Abell

The ability to adapt in order to survive can be an impressive trait, but it can also lead to inter-species territorial conflicts. Generally speaking, when humans expand into an area, the resident wildlife pack up and move. There are exceptions; raccoons, squirrels, and even skunks have very little trouble adapting to the new environment, leading to problems for home owners. All of these pests can be troublesome, but the raccoon seems to be the worst offender, due to his almost supernatural talent for breaking and entering. An unprotected attic fan, a gable vent, or loose foundation, and you have a new house guest. Raccoon removal in Dublin OH can take care of their eviction.

[youtube]http://www.youtube.com/watch?v=xHrIWTC0o9g[/youtube]

If it was just a question of them locating accommodations, raccoons in the attic, basement, garage, or shed, may not be a problem, but to them, our garbage cans, gardens, bird-feeders, and pet dishes are just one big all-you-can-eat buffet. The damage that a family of raccoons can do and the dangers they pose may be surprising; if they should move into your attic, for instance, they can destroy your insulation by nesting in it and using it as their private restroom. Raccoons also love to gnaw, which is bad news for the support beams in your attic as well as any wiring they can get to, and a raccoon-initiated house fire is not unheard of. Another issue is that raccoons don’t usually move in alone, they are often accompanied by fleas, ticks, and mites and they can carry a host of diseases from rabies to diphtheria. These are not guests you want around for long.

With food and shelter so easy to come by, getting rid of a den of raccoons can be challenging in the extreme, which is why this sort of problem is best left to specialists in Raccoon removal in Dublin OH. They have the experienced personnel, training, and equipment to deal with these situations. They can take advantage of time-tested methods, innovative strategies and proven technologies to rid your property of these dangerous pests. They are well-versed inhumane and environmentally effective techniques for animal control and can follow up the removal of unwanted pests with construction and exclusion techniques to ensure that they will not return again.

For 20 years The Wildlife Control Company has been providing reliable Raccoon removal in Dublin OH and they can do the same for you.

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Bombing of Peshawar Pearl Continental Hotel in Pakistan kills 18

Thursday, June 11, 2009

Militants in Pakistan launched a truck bomb attack on the Peshawar Pearl Continental hotel, killing 18 and wounding at least 55. Among the dead were two foreign United Nations officials working for the World Food Programme.

According to the BBC, Fidayeen-e-Islam, a relatively obscure Pakistani militant group, claimed responsibility for the blast. The attack follows a threat from the Taliban made on May 27, warning of “major attacks” in Pakistan.

The bombing occurred despite the property being heavily guarded and secure. The militants gained entrance by overcoming the guards with gunfire, and forcing a bomb-laden truck, containing at least 500 kilograms of explosives, through the gates. Police official Liaqat Ali told the Associated Press that the militants “drove the vehicle inside the hotel gates and blew it up on reaching close to the hotel building.”

The bomb caused a 15-foot wide crater, and brought down the west wing of the hotel. An injured guest, Jawad Chaudhry, said, “The floor under my feet shook. I thought the roof was falling on me. I ran out. I saw everybody running in panic. There was blood and pieces of glass everywhere.”

The hotel is regularly used by businessmen and diplomats, and is located in a secure area of the city. Neighbours include the Peshawar High Court, Provincial Assembly and the official home of the Commander of the Frontier Corps. The perceived security of the neighbourhood makes it a candidate for the location of a planned United States consulate.

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byAlma Abell

It might surprise most people to know how many useful gadgets are little more than an embedded circuit board with an attractive shell. Printed Circuit Design in California has become commonplace for almost any kind of product imaginable. Printed circuits are in everything from toasters to portable media players. PCB, or printed circuit boards, have made the production of many products much less costly and much easier.

If someone were to come up with an idea of how to use a PCB to create a product, they would just need to have the board manufactured in order to create a great opportunity to make money. If that person were to have the technical skill, they could also design a one of a kind ground breaking product. It all depends on one of two things: how skilled you are at designing PCB’s, or how willing you are to contact Caltronics Design and Assembly, Inc. for a consultation.

Caltronics offers printed circuit design in California for everything from complex projects, to small low cost solutions. If you have an idea of how to create a product, you can contact Caltronics for help getting a finished product ready to be mass produced. The opportunity is there, you just need to take the initiative to invest in your future.

The key to creating a product people want to buy is to think of a problem, and design your product to be the solution. With help from a dedicated design, any number of components can be integrated into your product. Electric, analog, mechanical, even micro controllers can be used to create a product. Once the design process is complete, it can be tested by a wide variety of techniques. You can be assured that once your product is finished, it will be ready to go to market.

There are a lot of steps to getting a product ready to go to market. Software design is important along with quality control, purchasing components, even shipping needs to be considered. It’s critical that you get the right help to get your product finished and ready. Caltronics offers all the services necessary to take a simple idea and turn it into the opportunity of a lifetime.

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News briefs: April 15, 2012

Monday, April 16, 2012

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What Is Meditation Cycling}

What is Meditation Cycling

by

Julian Hooks

Benefits of Meditation Cycling

Some people enjoy watching a video while they do their cycle workout, others prefer some pumped music to keep them going and still others prefer to have silence. A new concept includes meditating while cycling.Haven’t heard of this one yet? Don’t worry, I didn’t just “make it up”, many have used it to add other benefits to their cycling workout.BENEFITS OF MEDITATION CYCLINGWe already know that both cycling and meditation can improve your physical and mental health, as well as lengthening years of existing in a well maintained body. Yet what benefits might they offer us when combined?1) BOTH EXERCISES BECOME EASIERAs you learn to take your mind of the physical exercise you are doing, the art of cycling becomes like breathing, you’re body will just continue to do it on autopilot. With you’re mind focusing on meditation, you’ll stop worrying about how hard you’re working or any other distracting and negative thoughts. Yet, even with the focus generally away from your cycling workout, you’ll still be able to use the motion of your pumping legs in time with your breathing as a point of focus.2) YOU’LL BE MORE “FOCUSED”Both meditation and cycling take focus and determination to practice efficiently and see results. Can you imagine the combination of doing the two together? If you can’t focus on that possibility for long, it might be time to consider trying out the combo of meditating while you cycle train.3) IMPROVED ENDURANCEJust as your focus doubles, so to will your endurance. Both endurance for mental clarity and purity through meditation, and your physical body for getting more of a work out with less hassle from the discriminating mind.4) RECHARGING WHILE PURGINGWhen we exercise we purge ourselves of imbalanced energies. When we meditate, although we do purge, we mostly focus on taking in balanced energies. By getting into a decent cycle program and then meditating while you cycle, you can purge your body of undesirable energies and refill it seconds later with fresh new energies. This will leave you with a very comfortable and awake state of mind and body when you’re done.5) HEALING BODY, SPIRIT AND MIND AT THE SAME TIMEThere is no better way to achieve true fitness, then to work on healing the “Whole”. Our bodies are much more than just this dense physical vessel we think of as “me”. There is a mind in there and a spirit in there too and they need as much care and attention as the physical body does. When you cycle and meditate at the same time, you are helping your body, mind and spirit to sync up the way they should. This helps to bring about wholesome healing and awesome results.6) CONCENTRATIONHaving trouble staying in the “now” when you’re working? Find yourself a bit “absent-minded” at times? Using a cycle workout that includes meditation is a great way to hone your concentration skills.7) FIT FASTER, LASTING LONGERMeditation can take away some of the “pain” and fatigue that can be gained with your cycle workout if you’re just starting out or you have stepped up your cycling training. This gives the benefit of being able to complete your cycle training more comfortably, burn more calories and get your body, mind and spirit into shape. You’ll find yourself getting fit faster and you’ll see that your primal health will last longer and take less maintenance.Meditating while you do your cycle program might seem odd at first, but it’s well worth the time put into it.

Interested in more cycling information? Cycling Training Academy is your source for

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, tips and advice, as well news and information pertaining to the cycling world!

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Indonesian parliament approves privatising of three major state firms

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Indonesian parliament approves privatising of three major state firms
Author:

12 Jul

Saturday, September 20, 2008

The parliament of Indonesia has approved government plans to make an Initial Public Offering (IPO) of shares in three major state-owned firms, privatising them. They are steelmaker Krakatau Steel, Bank Tabungan Negara (BTN) and national flag carrier Garuda Indonesia.

The parliament has left the process fully in the hands of the government, and has set the maximum stake to be sold at 30% for BTN and Krakatau, and 40% for Garuda. Although Indonesia has been known to fund budget deficits with privatisation, the intention is for the funds from this scheme to go to the businesses themselves to allow expansion.

Krakatau expects 3.2 trillion Rupiah (IDR) from the sale, while the estimated price for their stock is between IDR3 and IDR4 trillion (321 – 428 million USD). Both ArcelorMittal SA, the biggest steelmaker in the world, and BlueScope Steel Ltd, the largest in Australia, have expressed an interest in the IPO. Krakatau will use the funds to help finance an expansion scheme which aims to have production doubled to five million tonnes in 2011.

BTN, which focuses on home owner loans, has set itself a target income of IDR36.12 trillion (3.86 billion USD) in 2010 compared to a projected IDR22.9 trillion ( 2.45 billion USD) this year. Net profit for this year is projected at IDR472 billion (50.5 million USD)and is hoped to rise to IDR1.39 trillion (148.7 million USD) in 2010. The bank’s loan to deposit ratio is predicted to rise from 105.05% this year to 144.93% in 2012. BTN hopes to conduct its IPO before the end of 2008.

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Garuda is not quite 100% state-owned to start with, unlike the other two, but is very close with 95.44% of the company belonging to the government. Like all of Indonesia’s 51 airlines, Garuda is on the list of air carriers banned in the EU due to safety concerns raised after a string of air accidents in the nation. Garuda expects to raise IDR4.2 trillion (449.4 million USD) in funds from the IPO, and will use IDR2.5 trillion (267.5 million USD) to pay off its debts and invest IDR1.7 trillion (181.9 million USD) in new aircraft.

The government is still working to get a deal to make IPOs for architectural firm Yodya Karya and three plantation firms called Perkebunan Nusantara III, IV and VII.

Controversial development training cited in religious discrimination lawsuits

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Controversial development training cited in religious discrimination lawsuits
Author:

12 Jul

Friday, May 23, 2008

A controversial development training course called “Landmark Forum” is cited in religious discrimination lawsuits in United States federal courts in New York and Washington, D.C. The seminars are run by a San Francisco, California-based for-profit training company called Landmark Education. The company evolved from Erhard Seminars Training “est”, and has faced criticism regarding its techniques and its use of unpaid labor. The sperm bank and surrogacy company Los Angeles-based Growing Generations is named as a defendant in the New York lawsuit, and the Democratic political action committee Twenty-First Century Democrats is a defendant in the Washington, D.C. case.

In separate lawsuits filed in the United States District Court for the Southern District of New York in Manhattan, New York, and in the United States District Court for the District of Columbia in Washington, D.C., former employees are suing their employers for monetary damages and claiming religious discrimination after their employers allegedly mandated that they attend courses at Landmark Education.

In the US$3 million federal lawsuit filed in New York, Scott Glasgow is suing his former employer Growing Generations and its CEO Stuart Miller. Growing Generations maintains sperm banks and also arranges surrogacy for gay couples who wish to have children. The company has offices in New York and Los Angeles, and has done business with celebrities including actor B. D. Wong of Law & Order: SVU.

Glasgow was marketing director of Growing Generations, and claims he was fired in June 2007 after refusing to continue attending Landmark Education seminars. Glasgow is also suing for sexual harassment, and claims Miller came on to him in September 2006. He made approximately $100,000 per year as the company’s marketing director, and was the company’s only employee based out of New York City. The company’s main offices are in Los Angeles.

I want them to stop imposing Landmark on the employees, and I want an apology.

“I was shocked when I was fired. It took me months to right myself. I want them to stop imposing Landmark on the employees, and I want an apology,” said Glasgow in a statement in The Village Voice. Brent Pelton, one of Glasgow’s attorneys, stated that: “The Landmark philosophy is deeply ingrained in the culture of the company”. Glasgow said that the Landmark Education training courses were “opposite” to his Christian beliefs. According to Glasgow he was questioned by Miller in May 2007 after he walked out of a Landmark Education course, and was fired shortly thereafter. “We stand by the allegations contained in the complaint and we look forward to proving them at trial,” said Pelton in a statement to ABC News.

Ian Wallace, an attorney who represents Growing Generations, claimed that Glasgow wasn’t fired but walked away from his position. “Growing Generations and Mr. Miller are very confident that these claims will be dismissed ultimately, and there’s no factual basis for them whatsoever,” said Wallace in a statement to The Village Voice. Lawyers representing Growing Generations and Stuart Miller declined comment to The New York Post, and did not immediately return a message from ABC News.

In Glasgow’s complaint, entered into federal court record on April 18, he asserts that Landmark Education constitutes a “religion”, and “perceived their philosophy as a form of religion that contradicted his own personal beliefs”. He states that when he was promoted to Director of Marketing, he asked Miller if he could stop attending the Landmark sessions but was told that they were mandatory for all of the company’s executives and that Landmark is “very much the language of the company.” Glasgow said his performance at the company was assessed based on how he was “touching, moving and inspiring” others, a phrase from the Landmark philosophy, as opposed to his business accomplishments at the company. The complaint claims that the actions of Miller and Growing Generations violated Federal, New York State and New York City civil rights laws.

The lawsuit filed in federal court in Washington, D.C. deals with a separate plaintiff and company, but the plaintiff in the suit also claims that religious discrimination took place for allegedly being mandated to attend Landmark Education courses. Kenneth Goldman is suing the United States Democratic political action committee Twenty-First Century Democrats (also 21st Century Democrats) and its former executive director Kelly Young. Goldman was formerly the communications director of 21st Century Democrats.

According to Goldman’s complaint, three employees of 21st Century Democrats were fired after refusing to attend the Landmark Forum course. The complaint asserts that Landmark Education has “religious characteristics and theological implications” which influenced the mission of 21st Century Democrats and the way the organization conducted business. Goldman’s complaint states that in addition to himself, a training director and field director were also fired after they made it clear they would not attend the Landmark Forum.

Goldman says executive director Young infused Landmark Education jargon terms into staff meetings such as “create possibilities”, “create a new context”, and “enroll in possibilities”. He also claims that Young “urged” staff members to participate in Landmark Education events outside of the workplace, drove employees to and from Landmark functions, and used funds from 21st Century Democrats to pay for employees to attend those functions. Goldman’s complaint asserts that he was discriminated against in violation of the District of Columbia Human Rights Act.

While we are not a party to this lawsuit and have no firsthand knowledge of it, we can only assume that we are being used as a legal and political football to further the plaintiff”s own financial interests.

In a statement in The Washington Times, the executive director of 21st Century Democrats, Mark Lotwis, called the lawsuit “frivolous” and said: “we’re going to defend our organization’s integrity”. Landmark Education spokeswoman Deborah Beroset said that the Landmark Forum “is in no way religious in nature and any claim to the contrary is simply absurd,” and stated: “While we are not a party to this lawsuit and have no firsthand knowledge of it, we can only assume that we are being used as a legal and political football to further the plaintiff”s own financial interests.”

The New York lawsuit was filed April 14, and is still in early filing stages. A conference with the federal court judge in the case has been scheduled for June 17. The Washington, D.C. suit began in November 2007, and entered mediation this past March. As of April 15 the parties in the case were due back to court on July 11 to update the court on the mediation process.

Landmark Education is descended from Erhard Seminars Training, also called “est”, which was founded by Werner Erhard. est began in 1971, and Erhard’s company Werner Erhard and Associates repackaged the course as “The Forum” in 1985. Associates of Erhard bought the license to his “technology” and incorporated Landmark Education in California in 1991.

This is not the first time employees have sued claiming mandatory attendance at “Forum” workshops violated their civil rights. In a lawsuit filed in December 1988 in the United States District Court for the Northern District of Georgia, eight employees of DeKalb Farmers Market in Decatur, Georgia sued their employer claiming their religious freedom and civil rights were violated when they were allegedly coerced into attending “Forum” training sessions. “Many of these training programs, particularly at large corporations, claim to be purely psychological, aimed at improving productivity and morale and loyalty. But in fact they are religious,” said University of Denver religious studies professor Carl Raschke in a statement to The Wall Street Journal.

The DeKalb Farmers Market employees were represented by lawyers for the American Civil Liberties Union. Consulting Technologies Inc., an affiliate of Transformational Technologies Inc., was named as a party in the lawsuit. Transformational Technologies was founded by Werner Erhard, and was not named as a party in the suit. The “Forum” course that the employees claimed they were mandated to attend was developed by Werner Erhard and Associates. Employees said that they were fired or pressured to quit after they objected to the Forum courses.

The workers claimed that the Forum course contradicted with their religious beliefs. The plaintiffs in the suit included adherents of varying religious backgrounds, including Christianity and Hinduism. “The sessions put people into a hibernating state. They ask for total loyalty. It’s like brainwashing,” said Dong Shik Kim, one of the plaintiffs in the case. The plaintiffs said they lost their jobs after objecting to a “new age quasi-religious cult” which they said was developed by Werner Erhard.

The DeKalb Farmers Market denied the allegations, and an attorney for the company Edward D. Buckley III told The Wall Street Journal that employees were encouraged, not coerced, to attend the training sessions. According to The Wall Street Journal, The Forum said it would not sanction workers being coerced to attend its training sessions.

The parties in the DeKalb Farmers Market religious discrimination case came to a settlement in May 1989, and the case was dismissed with prejudice in June. The terms of the out-of-court settlement were not made public, but the employees’ attorney Amy Totenberg told The Wall Street Journal that the case “has made employers come to grips with the legitimate boundaries of employee training”.

According to Title VII of the Civil Rights Act of 1964, employers must “reasonably accommodate” their employees’ religious beliefs unless this creates “undue hardship”. In September 1988, the Equal Employment Opportunity Commission issued a policy-guidance notice which stated that New Age courses should be handled under Title VII of the Act. According to the Commission, employers must provide “reasonable accommodation” if an employee challenges a training course, unless this causes “undue hardship” for the company.

In October 2006, Landmark Education took legal action against Google, YouTube, the Internet Archive and a website owner in Queensland, Australia in attempts to remove criticism of its products from the Internet. The company sought a subpoena under the Digital Millennium Copyright Act in an attempt to discover the identity of an anonymous critic who uploaded a 2004 French documentary of the Landmark Forum to the Internet. “Voyage au pays des nouveaux gourous” (Voyage to the Land of the New Gurus) was produced by Pièces à Conviction, a French investigative journalism news program. The Electronic Frontier Foundation represented the anonymous critic and the Internet Archive, and Landmark withdrew its subpoena in November 2006 in exchange for a promise from the anonymous critic not to repost the video.

Landmark Education itself has come under scrutiny for its controversial labor practices. The company has been investigated by the United States Department of Labor in separate investigations originating out of California, Colorado, and Texas. Investigations focused on the heavy reliance of unpaid labor in the company’s workforce, which Landmark Education calls “assistants” and deems volunteers.

An investigation by the U.S. Dept. Labor based out of Colorado found that activities performed by Landmark Education’s “assistants” include: “office, clerical, telephone solicitation and enrollment, as well as greeting customers, setting up chairs, handling microphones during the seminars and making coffee. Additionally, a number of volunteers actually teach the courses and provide testimonials during and after the courses.” The Colorado investigation’s 1996 report found that “No records are kept of any hours worked by any employees.” According to a 1998 article in Metro Silicon Valley: “In the end the Department of Labor dropped the issue, leaving Landmark trumpeting about its volunteers’ choice in the matter.” Metro Silicon Valley reported that Landmark Education at the time employed 451 paid staff, and also utilized the services of 7,500 volunteers.

After an investigation into Landmark Education’s labor practices by the U.S. Dept. Labor’s offices out of California, the company was deemed to have overtime violations. According to the Department of Labor’s 2004 report on the investigation, back wages of $187,569.01 were found due to 45 employees. An investigation by the U.S. Dept. Labor in Texas which concluded in 2005 stated: “Minimum wage violation found. Volunteers (Assistants) are not paid any wages for hours worked while performing the major duties of the firm. The assistants set up rooms, call registrants, collect fees, keep stats of classroom data/participants, file, they also are answering phones, training and leading seminars.”

The Texas investigation also discovered an overtime violation. Landmark Education agreed to pay back wages for the overtime violation, but did not comply with the overtime violation found by the U.S. Dept. Labor for the “assistants”. Landmark Education denied that the “assistants” are employees, though the Department of Labor report concluded: “Interviews reveal that the employees are taking payments, registering clients, billing, training, recruiting, setting up locations, cleaning, and other duties that would have to be performed by staff if the assistants did not perform them.”

According to the 2004 investigative report by Pièces à Conviction in the “Voyage au pays des nouveaux gourous” program, Landmark Education was investigated by the French government in 1995. In the “Voyage au pays des nouveaux gourous” program volunteers were filmed through a hidden camera and shown performing duties for Landmark Education in France including manning phones, recruitment and financial work for the company, and one volunteer was shown cleaning a toilet.

Le Nouvel Observateur reported that after “Voyage au pays des nouveaux gourous” aired in France, labor inspectors investigated Landmark Education’s use of unpaid volunteers. According to Le Nouvel Observateur, one month after the labor investigation took place the French branch of the company had disbanded. A former “Introduction Leader” to the Landmark Forum, Lars Bergwik, has recently posted a series of videos to YouTube critical of the company and its practices. Bergwik appeared on a 2004 investigative journalism program on Sweden’s Channel 4, Kalla Fakta (Cold Facts). According to Bergwik, after the Kalla Fakta program on Landmark Education aired, “Landmark left Sweden”.

13-year-old shot dead by Brazilian police in mock-up of hijacking situation

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13-year-old shot dead by Brazilian police in mock-up of hijacking situation
Author:

12 Jul

Tuesday, May 29, 2007

A 13-year-old boy was killed and ten people were injured in an accidental shooting incident in the Brazilian town of Rondonopolis.

The police were staging a mock hijack as a training exercise with real people in a bus as an audience on Saturday. They fired their guns at cardboard cutouts of criminals in the exercise. However, they used live ammunition in their guns, and the shots went straight through the cutouts and the glass windows of the bus.

Luis Henrique Dias Bulhoes, 13, was killed by a single shot to the head received from one of three 12-gauge shotguns that were amongst the weaponry the 16 police were using. Among the 600 people attending the exercise, six children and three adults were also injured.

Police admitted to the blunder on Monday. They believe bullets from more than one gun reached the audience. Seven of the 16 policeman are temporarily dismissed from their positions pending investigations.